FAQ Study financing during corona

Status October 2020

There is a lot of different information on the internet, which is confusing and not always seriuos. We put together some important FAQs, with an overview of reliable site for you.

If you have any questions about the Federal Student's Assistance Act (BAföG), you can contact the BAföG-Amt.

For all other financing options, you can consult the Social & Financial Advisory Offices. Please note that we currently only provide advice by telephone or e-mail.
Personal counselling sessions are possible in individual cases by arrangement and under certain conditions ("3G").

Students who are basically not or no longer entitled to BAföG can receive “Wohngeld”. It is a rent allowance.

The possibilities for students to receive benefits from the basic security for unemployment (ALG II/Hartz IV) are regulated by § 27 SGB II. They can be granted as a grant or as a loan. The job center at your place of residence is responsible.

You have to submit an application to the relevant social security institution. This is free of charge and should be made in writing. You are entitled to a written decision.

This is always an individual case decision, based on the legal basis. Therefore it is important to make an application in case of doubt.

That depends on the residence permit. For international students with a residence permit "for study purposes", even the application for Hartz IV or Wohngeld may have a negative effect on the residence permit.

We recommend to ask at the social and financial advisory service at the Studentenwerk or the International Office at your university before you submit an application, if you are not sure about the consequences an application may have on your residence permit.

Until 31 December 2021, the KFW Student Loan is available at reduced rates and can also be taken out by international students until 31 March 2021. 

The application "Überbrückungshilfe" is possible on a monthly basis up to and including September 2021.

There is the possibility of an inexpensive loan. The conditions and information on how to apply can be found here ->

The Studentenwerk is a distribution partner for the KFW study loan. ->  

For acute emergencies, there is the possibility of a short-term loan from our emergency aid fund in the amount of EUR 350 one time payment. Please contact the Social & Financial Advising Service, finanzierung(at)studentenwerkfrankfurt.de

Please contact as well the counseling services and international offices at your university as well as the AstA and university parish. They might have additional sources of financial support. It may also be worthwhile to look for smaller, local, regional or special-purpose foundations that support young people in training that got into financial distress.

Corono aid fund for students of the HfMDK->

Further emergency aid is also offered by the university communities of the churches:

Protestant Student Community Frankfurt am Main->

Catholic University Parish (KHG) Frankfurt am Main->

Loan for international female students with child->

Please inform your landlord, your health insurance company or any other agency with whom you have contracts and ask for a temporary deferral. The social and financial advising service will help you finding solutions on how the outstanding payment arrears can be paid permanently.

If you have any legal questions, our legal advice is available via telephone every Tuesday. 

Link recommendations sorted by topics

Obtain information from primary sources, such as the websites of the offices that provide the financial support.

Pay attention to the date of publication.

Different topics regarding your studies

Health insurance
Contribution debts with the statutory health insurance

Rent debt/rental law

Loss of job/ Short-time allowance (subject to compulsory insurance, working students)

International students

Information sheets on how to deal with debts, different languages