Students who are basically not or no longer entitled to BAföG can receive “Wohngeld”. It is a rent allowance.
The possibilities for students to receive benefits from the basic security for unemployment (ALG II/Hartz IV) are regulated by § 27 SGB II. They can be granted as a grant or as a loan. The job center at your place of residence is responsible.
You have to submit an application to the relevant social security institution. This is free of charge and should be made in writing. You are entitled to a written decision.
This is always an individual case decision, based on the legal basis. Therefore it is important to make an application in case of doubt.
That depends on the residence permit. For international students with a residence permit "for study purposes", even the application for Hartz IV or Wohngeld may have a negative effect on the residence permit.
We recommend to ask at the social and financial advisory service at the Studentenwerk or the International Office at your university before you submit an application, if you are not sure about the consequences an application may have on your residence permit.
The KFW student loan is temporarily free of interest until March 31, 2021 and can also be obtained by international students.
It is no longer possible to apply for the “Überbrückungshilfe” (bridging aid)
There is the possibility of an inexpensive loan. The conditions and information on how to apply can be found here ->
The Studentenwerk is a distribution partner for the KFW study loan. ->
For acute emergencies, there is the possibility of a short-term loan from our emergency aid fund in the amount of EUR 350 one time payment. Please contact the Social & Financial Advising Service,
Please contact as well the counseling services and international offices at your university as well as the AstA and university parish. They might have additional sources of financial support. It may also be worthwhile to look for smaller, local, regional or special-purpose foundations that support young people in training that got into financial distress.
Further emergency aid is also offered by the university communities of the churches:
Please inform your landlord, your health insurance company or any other agency with whom you have contracts and ask for a temporary deferral. The social and financial advising service will help you finding solutions on how the outstanding payment arrears can be paid permanently.
If you have any legal questions, our legal advice is available via telephone every Tuesday.
Different topics regarding your studies
Contribution debts with the statutory health insurance
Rent debt/rental law
Loss of job/ Short-time allowance (subject to compulsory insurance, working students)
Information sheets on how to deal with debts, different languages