Frequently asked questions

The answers to these questions merely serve as initial information and cannot substitute detailed consultation at the consultation centre on site.

No, neither in law nor in fact. Daka loans are granted as financial support for your living and ought to be fully repaid.

The BAföG support conditions do not apply to Daka. The Daka loan is an autonomous support method.

No. The loans are subject to resource allocations that are available to the local Studentenwerk.

In accordance with the loan guidelines, financial support is available from 18 months on before graduation.

In accordance with the loan guidelines, financial support is available from 18 months on before graduation.

During preparation for the first state examination. The estimated graduation date must be handed in. Financial support for legal trainees is not intended.

During preparation for the third state examination. The estimated graduation date must be handed in.

During the stage of preparation for the first state examination. The estimated graduation date must be handed in.

No, this is the maximum term for financial support per student.

Upon the loanee’s application, the Daka office can set later repayment dates or decrease the monthly repayment rates for a temporary term.

Since different requirements must be met, please contact the office in advance. For the deferment or decrease term, the Daka claims an interest of currently 6% per year.

I am proceeding to the final stage of my bachelor’s studies, but want to transfer to my master’s studies afterwards.

Hereto the following questions:

No. Please decide which final stage of your bachelor’s and master’s studies should be financially supported. You only apply for the loan for the final stage of your bachelor’s studies.

If repayment begins before the planned support phase, apply for a deferment of payment at the Daka office.

If you have not yet received maximum support, you can apply for further financial support at your local Studentenwerk.

The beginning of repayment is set in the loan contract to 12 months after the final payment.

But: If you transfer to your master’s studies directly after your bachelor’s degree, repayment can be postponed interest-free to six months after the master’s standard study period.